Most doctors don’t start earning a living wage until their 30s. Four years of undergrad, four years of medical school, three-to-five years of residency — that’s more than a decade of higher education before their first real job. Not to mention the tuition costs.

Now that the holidays are over, the gyms are packed, the New Year’s diet begins, and budgeting apps are plentiful to try and start the year off on the right foot. I took about 10 days off from the gym to give my body a rest and enjoy the holidays, which was filled with travel, poor but delicious eating, and a bunch of unnecessary spending on presents, beer exchanges, you name it. Like many others, I set a bunch of goals, got back on my routine, and hit the gym full force on January 1.